Raten credits with a long term are so popular

For a prospective loan applicant, the financial burden is influenced by several factors. The monthly amount of the installments is influenced by the repayment term. The higher the runtime, the lower the monthly installments. The monthly low rates are, of course, particularly desired by the prospective borrowers, who have a rather low monthly income. For…

Loans without BIK – Loans via the Internet

  Many people are afraid of a negative entry in the BIK. Often, a small delay in paying installments is enough to ruin the credit history of a potential bank customer or loan company. Interestingly, BIK checks are often afraid of people who have never been behind with any payments. In this situation, many companies…

Credit without proof of income – is it?

Receiving a loan is particularly difficult for the self-employed, freelancers and the unemployed. Credit institutions, house banks and online banks require proof of a regular income in addition to the credit check. Therefore, taking the loan without proof of income often fails already when completing the application. Collateral often has a positive impact on borrowing…

Payday loan: for or against medical tourism?

  Take a plane to be operated in the sun? More and more French are ready to try this bet. Medical tourism represents a market of nearly 60 billion euros according to a study by Visa and Oxford Economics conducted in 2017. With a payday loan, it is possible to finance the stay abroad. See…

3000 Euro credit – it’s so easy to get it

A 3000 Euro loan is sometimes necessary to finance a new purchase. It can be a much needed renovation or a new kitchen. But even so that other things, such as a new car, can be bought, the request for a loan is needed. If there are no or insufficient reserves, financing may be the…

Renegotiate your real estate loan

Reasons to renegotiate his mortgage Buying real estate loans can serve a number of purposes, but let’s start from the beginning… When you’ve borrowed, whether it’s last year or several years ago, your credit was best suited to your situation. Today, it may have changed: changes in your income or expenses, changes in your personal…

Credit in hopeless cases

In life, not everything always works the way you want it to. Many ups and downs have to be overcome. Rarely, there are moments when you can sit back and forget about the future. This has advantages as well as disadvantages. Anyone who has to think about the future over and over again plans it…

Credit card – what is it? How does a credit card work?

A credit card is a very convenient credit product – regular repayments will avoid accruing interest, and the deadline by which the credit limit used should be settled is longer than a month. How do you use credit cards to get free credit? A credit card is nothing more than a credit card payment limit that every bank customer knows. In form,…

Who repays the mortgage after divorce – Bank

Divorced people together and usually jointly and severally liable for debts incurred jointly during the marriage. In the case of a mortgage, they can negotiate with the bank the transfer of the repayment obligation to one person. If it has a high capacity for this, the financial institution is unlikely to object. If this is…